As the founder of ARUL Consulting, Lance has built a powerhouse brand that bridges multiple sectors — from credit consulting and business funding to luxury transportation, Airbnb operations, and rental car management. His mission is simple: to empower others with the knowledge and resources to turn opportunity into ownership.

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Through ARUL Consulting, Lance helps business owners and everyday individuals build, repair, and leverage credit to create sustainable income streams. His real-world experience across industries allows him to teach clients not just how to improve their credit, but how to use it strategically — from launching businesses to investing in assets that pay them back.

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Lance’s philosophy is rooted in one principle: freedom through financial literacy and strategic execution. By mastering both personal and business credit, he shows a new generation how to build wealth with purpose — using OPM (Other People’s Money) as the foundation for growth.